Derogatory Lists

Our derogatory lists are very responsive and accurate compiled from many different sources. These customers with less than perfect credit, are in need of a service to help them repair their credit service. These consumers want to take control of their path for an "A" credit rating. 

Here are some derogatory credit lists available:

Credit Seekers List 

These prospects are the perfect target for both secured and non-secured programs. They are also highly motivated to get started with cleaning up their individual credit reports.

Call For Credit

These Credit hungry individuals responded to a TV infomercial offering information on obtaining new credit. These people are actively seeking credit. This file is a must for all types of credit offers. 

Credit Challenge

These highly motivated credit seekers are desperately trying to rebuild their credit. Many of these consumers paid extremely high interest rates to establish credit through auto purchases, personal loans and sub prime credit cards. These individuals are still actively seeking credit and are receptive to all types of credit offers.

Over Their Head In Debt

These consumers are sick of debt weighing them down and decided to do something about this problem. They have joined a debt consolidation program to manage their debt and to ultimately save money with just one monthly payment. This program is available from a highly trafficked debt consolidation website. Consumers pay a monthly fee of $20 to belong to the program.

Credit Hungry Buyers

These highly responsive credit card seekers replied to a print ad in a newspaper or flyer about getting an unsecured credit card. Many are multi-buyers who have responded three or more times to a credit offer. They paid between $29.00 to $59.00 in processing fess to apply for the card.

Credit Seekers

These customers with less than perfect credit, are currently working to repair their credit rating. After surfing the web, they applied through the most trafficked credit restoration site on the net for credit repair tips. These consumers opted for a credit restoration service to take control of their path for an "A" credit rating. They paid up to $500 for this restoration service to get their credit in shape.

Desperately Seeking Credit

All of these individuals are among the many consumers who recently applied for a bankcard. These people need your help in obtaining a credit card both secured and non-secured. They are highly motivated to repair their credit reports. This file is highly deliverable and responsive to many offers.

New Credit Card Issuance

This file contains weekly new credit card recipients from CPI.  Credit Processors distributes more than 1,000,000 credit cards per month for financial institutions offering pre-approved credit card and discounted interest rates.

New Credit Card Turn Down

Taylor your specific audience for the first time with the New Credit Card Database! This file is updated and enhanced with demographics for more selectivity to pinpoint your target audience. Select records that are unduplicated for your next mail or telemarketing campaigns

New Secured Credit Card Buyers

Taylor your specific audience for the first time with the New Secured Credit Card Database! This file is updated and enhanced with demographics for more selectivity to pinpoint your target audience. Select records that are unduplicated for your next mail or telemarketing campaigns.

Severely Credit Challenge