Bike Insurance is a contract between the owner of the bike and an insurance company in which the insurer agrees to compensate the owner financially in the event of the owner’s loss or damage to the bike as the result of an accident. In India, third-party liability insurance is required by law as of the year 1988. If you ride a motorcycle or scooter on Indian roads and get hurt, you can claim a bike insurance policy to cover your medical expenses.
Here are some key details to keep in mind before purchasing two-wheeler insurance and qualifying for further concessions:
No Prior Motorcycle Insurance Information Necessary: If your previous motorcycle insurance coverage has lapsed for more than 90 days, you are exempt from providing its data.
Lack of Verification or Paperwork: Your coverage can be renewed without additional paperwork or inspections.
Renewal of Expired Policies Made Simple: If your policy has expired, you can quickly renew it on the internet. Insurance providers assist you in filing a claim for bike insurance quickly.
Our crew is available 24/7 to assist you online. To put your mind at ease, you need not worry about a thing if you ever find yourself in a bind when travelling. *
Bike Liability Protection for Third Parties
The name says it all: third-party bike insurance protects the rider from any financial responsibility for harming another person or their property. Whether the third party is a person or an object doesn’t matter. If you accidentally cause damage to someone else’s property or car, third-party bike insurance will protect you financially. It also protects you from legal responsibility for any harm you may have caused to another person due to an accident, including passing away. *
The Indian Motor Vehicle Act of 1988 requires all motorcyclists and scooterists operating on public highways within the country to carry third-party liability insurance. Individuals who break the rule will be hit with steep fines. *
Indian Motorcycle Insurance Options
In India, insurance firms typically offer two distinct forms of coverage for motorcycles and scooters. Depending on their needs, one can get either ‘Third Party’ or ‘Comprehensive’ Bajaj Allianz two-wheeler insurance. *
For further explanation, please see below:
Full Coverage Insurance for bikes
In addition to covering the rider’s legal responsibilities to others, full coverage motorcycle insurance also covers the rider in the event of damage to his bike. This cover protects your bike from theft, accidents, man-made disasters, and more. It also includes personal accident coverage in case you get hurt while riding. *
Fast Online Two-Wheeler Insurance Policies: Bajaj 2-wheeler insurance makes it easy to insure your motorcycle by providing instant online policies.
In other words, you won’t have to pay anything beyond what was initially quoted.
Top Policies for Motorcycle and Scooter Coverage
Compare and shop for motorbike insurance policies online. In just 30 seconds, you can go online and compare quotes from the industry’s leading providers to choose the coverage with the most affordable premiums for your motorcycle.
- Rapid Issue of Regulations
- No Need For An Inspection, No Additional Fees
- The Insurance Plan with the Lowest Premiums, Guaranteed
You’re entirely devoted to your two-wheeled ride. On Sundays, you give it a thorough cleaning and shine. You can drive it around the city at high speeds. You certainly can only imagine getting around with your car. Maintaining your bike security, then, is a top priority. Safeguard your precious investment with bike insurance and ride with confidence.
When you insure your bike, you’re protected monetarily from theft, vandalism, and legal liability resulting from riding. Bike insurance is your sole safety net on India’s dangerous roads, where nobody follows the rules of the road and nobody cares about anyone but themselves.
* Standard T&C Apply
‘Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘
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